Q.  Can I open an account by Postal Mail?

A.  Of course...  A large percentage French Bank Accounts are opened by Postal Mail.  That is why the most popular bank account to open in France for foreigners is called the: French Postal Account  By contacting the bank you would like to open an account with, they will mail you the Account Application Forms to any address in the world.

Q.  Is there a Minimum Deposit Requirement upon account opening?

A.  No, many people believe that French banks require both residents & non-residents to deposit a minimum of €1000.  This is a common assumption and has been circling the Internet for quite some time.  The fact of the matter is, online consultancies & mediators have never actually visited the French or know what their exact banking requirements are.  Nearly all French Financial Institutions will open a bank account by POSTAL MAIL or IN PERSON with no minimum deposit, or just €75.

Q.  What documents are required to open a Personal Basic, Current or Business Account?

A.  The only document that is required to open a French Postal Account by mail is an authenticated, notarized copy of your passport.  That's all!

Q. Who uses French bank accounts?

A. Typical clients are consultants, sales representatives, expatriates, businessmen, computer programmers or Webmasters. People who benefit from a large financial gain (real estate sale, inheritance, proceeds of an insurance policy), or who want to protect their estate in the event of divorce or inheritance, also value French bank accounts.

Q.  How can you open an account?

A.  To open an account by correspondence, you need to fill out the bank's secure request form or contact them by e-mail, telephone, fax or mail. To open up an account in person, just visit their branch or download the application form provided within our ebook.  All BANKS will accept non-residents regardless of origination country, if you do not have a criminal background.  Each listing in our ebook will provide you with backdoor banking contacts & application forms you'll need to open your account with only a Government Issued ID from your country.

Q. How should you choose your account?

A. Each account description indicates the services included (Internet banking, credit card, investment options), as well as possible restrictions (minimum deposit, nationality). A summary table lets you compare different financial options.
 

Q. How can I deposit funds into my French bank account securely?

A. You can send your bank a check, wire money from any bank, send a money order or cashier's check or western union or even make a cash deposit. (note: cash deposits must be made in France, checks can be mailed or wires done electronically)

Q. How can I withdraw/use funds from my account?

A. It is possible to login to your online account at the bank's website, make bill payments, wire transfers, issue checks and send all from your computer. You will also be issued an International ATM card to withdraw in any currency.

Q. Am I able to do online banking and bill payment even though I may be outside of France?

A. Yes, through our business connections and relationships with the banks, excellent internet banking systems are available.

Q. How long does it take to open an account?

A. Banks listed within our guidebook can open an account quickly and in most cases your account will be available to receive checks and wires and make payments within a few days.  Please note, we have maintained close business ties with over 700 banking representatives & account managers at the most reputable banks in the country.  YOU are ENTITLED to a bank account in France, regardless of which country you are from as described in French Banking Laws.

Q. What types of accounts can I choose from?

A. The banks we work with offer accounts that can have multiple currencies, investments, debit cards, checking and savings all in the French Postal and Multi Currency account. It is an all in one solution.